Standard Payment Plans

 Payments are a fixed amount that ensures your loans are paid off within 10 years (within 10 to 30 years for Consolidation Loans). 

 Payments are lower at first and then increase, usually every two years by 20%, and are for an amount that will ensure your loans are paid off within 10 years (within 10 to 30 years for Consolidation Loans). 

 Payments may be fixed or graduated, and will ensure that your loans are paid off within 25 years. 

Qualification and monthly payments are calculated based on loan factors. Payments can be as low as $0. Any loan balance remaining will be forgiven after the repayment term. The repayment term is 20 years

Qualification and monthly payments are calculated based on loan factors. Payments can be as low as $0. Any loan balance remaining will be forgiven after the repayment term. The repayment term is 20-25 years

Qualification and monthly payments are calculated based on loan factors. Payments can be as low as $0. Any loan balance remaining will be forgiven after the repayment term.

The repayment term is 25 years

Qualification and monthly payments are calculated based on loan factors.

Payments can be as low as $0. Any loan balance still owed will be forgiven after the repayment term.

The repayment term is 25 years

 Working for a not-for-profit or governmental organization for 10 years will receive loan forgiveness after 120 qualified payments toward the loans 

Entire school loan Discharge. 

Qualification: 

1.  School Closed while the borrower was enrolled. 
2. Did not graduate. 
3. Did not transfer credits

The entire loan amount owed is discharged.

Qualification:

(SSDI) or (SSI) award letter, also proof of benefits stating disability review is 5-7 years 

OR

 U.S. (VA) Certification determining unemployable due to a service-connected disability

 If approved by the Department Of Education, all loans disbursed from school claim will be discharged

*Outcome takes up to 24 months *

If the school, through act or omission, violated state law directly related to your federal student loan or to the educational services for which the loan is provided.

Documents from the student is needed for this process